If you’re reading this, chances are the debt didn’t creep up on you quietly. It piled up fast — a retrenchment, a medical bill, a marriage that ended, or simply too many accounts that all needed paying on the same week of the month. And now the calls have started, the letters look official, and you’re doing the maths at 11pm wondering if this month is the month they take the car.
You're not the only one. Debt review exists because thousands of South Africans find themselves exactly where you are right now — not reckless, just overextended, and needing a legal way out that doesn't cost them their home.
At Mohau Debt Counselling, we work with people in that exact position. Employees, small business owners, single parents, pensioners — anyone who's over-committed and needs a structured way back to solid ground.
We help you get out from under debt the right way — through the legal debt review process, which reduces your instalments, protects you from repossession, and rolls everything into one manageable monthly payment. Once you’re back on your feet, we also help you exit debt review properly and get your credit profile cleared.
We act fast to help stop the repossession of your car or home, giving you legal breathing room while a proper plan is put in place.
If your monthly repayments have become unaffordable, debt review restructures your instalments into one payment you can actually keep up with.
Once you're ready to exit, we clear your profile properly and get your clearance certificate sorted.
We help clear listings and judgements weighing down your credit record, so you can start rebuilding from a clean slate.
We’ve been doing this for years — on the exhibition floor, on the radio, and in one-on-one consultations with people who needed a plan more than they needed a lecture. We’re registered with the National Credit Regulator (NCRDC 1679), which means the process we run for you is legal, recognised, and enforceable — not a workaround.
We don’t do the hard-sell. We assess your situation honestly, tell you where you stand, and only recommend debt review if it’s genuinely the right move for you.
Debt review isn’t about waiting until things are unbearable. It’s about acting while you still have options — legally, calmly, and with a plan that actually works.
Real people, real debt, real relief. Here’s what it’s looked like for some of the families we’ve worked with.
I was drowning in instalments and too embarrassed to tell anyone. Mohau didn't judge me — they just got to work. My car is still mine and I sleep properly again
The calls from creditors stopped within weeks of signing up. That alone was worth it. The team explained everything in plain language, no jargon.
I'd been putting off dealing with my debt for almost two years. Once I finally called, the whole process felt manageable instead of terrifying.
What stood out was how honest they were. They told me straight that debt review was the right move, and exactly what it would mean month to month.
Whatever you’re dealing with right now, you don’t have to carry it alone. Reach out and let’s talk through your options — no pressure, no judgement.
Credit Clearance Admin
Debt Review Admin
Debt Review Helpline
Available for a free, confidential assessment — call or WhatsApp anytime.
Debt doesn’t get lighter by ignoring it. The first step is a conversation – confidential, no judgement, no obligation.
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